Please enhance the % of wages IRA calculation so that IRAs can be calculated as follows: Gross wages less pre-tax health deduction. This is because we have a Premium Only Plan, Section 125 plan for our employee health deductions. Now that our health deductions are pre-tax, the IRA cannot be calculated on those wages. So if an employee's gross wage is $1000 and their pre-health care deduction is $25.00, and they have a 3% IRA contribution, for example, the calculation should be: $1000 - $25 = $975.00 x .03 = $29.25 IRA contribution. SIMPLE IRA's are governed by the IRS document 5305 - SIMPLE, and that document states that IRA salary deduction contributions are to be based on wages subject to federal income tax withholding. As the pre-tax health deduction is not subject to federal income tax withholding, it needs to be deducted from gross wages before the IRA deduction can be calculated. Right now, in payroll record, I override the IRA amount, then I save that payroll record, and compute that payroll record, and then I get back into that payroll record and continue working with it. This makes for extra work for me. If I did not do what I just described, the federal tax would be incorrect, because the IRA deduction affects the federal income tax withheld. For other payroll overrides, it's no big deal to do an override, but for the IRA override, it's more involved as I described. If we could enhance the IRA calculation as I described, that would be a definite time saver. Thank you.