We just switched from a small regional bank to JPMORGAN CHASE. One of the largest banks in the country. The ACH module as currently exists in SAGE 100 Contractor for Payroll Direct Deposit is not compatible with CHASE's requirements. PLEASE, PLEASE, PLEASE fix this. Bookkeepers should be ab le to have the accounting software create the correct file to upload to the bank, and not have to manually manipulate the file on for each and every payroll.